FAQ


How do I renew my home warranty contract?

Login to your account and renew online or call our Inbound Sales Department at 1-800-TO-COVER (1-800-862-6837).

How long will my home be under warranty?

Our home warranty policy is effective for one year upon receipt of payment. You will have an option to renew your home warranty if it is nearing expiration.

Why do you verify my phone number and ZIP code each time I call for service?

We dispatch to technicians in your local area according to ZIP code. Having your correct ZIP code on your contract ensures that we will dispatch a nearby technician. Our customer service representatives are trained to verify your telephone number so the technician can reliably contact you for scheduling their work.

A technician was out and made repairs to a system in my home, and now it is not working. Will I have to pay another service fee when he or she returns?

You do not have to pay another service fee as long as it is within the recall period outlined in your warranty under Terms of Coverage. "Service work is guaranteed (without an additional service fee) for 30 days on labor and 90 days on parts. Pest control service (where available) work is guaranteed for 30 days from the date of service." The 30-day guarantee only applies to malfunctions, which are reported to FNHW during the term of this contract.

When will the technician call me to schedule an appointment?

Upon receiving a request for service, FNHW will contact a qualified contractor within 3 hours during normal business hours and within 48 hours on weekends and holidays. The contractor will then call you to schedule a convenient appointment during normal business hours. FNHW will determine what service requests constitute an emergency and will make reasonable efforts to expedite emergency service.

If the service claim is denied, why should I have to pay the service fee?

The service fee pays the technician for their diagnostic service — identifying the exact problem occurring with the system or appliance at your home.

Will you reimburse me for services that I had done outside the contract?

No. As outlined in the contract under Terms of Coverage, "Should the homeowner contract directly with others, or do the work themselves, FNHW will not be responsible for reimbursement of that cost."

I have a problem with a covered appliance or mechanical system. How do I request service?

Call us at 1-800-308-1420 or use the Request Service link at the top of homewarranty.com to submit a request online. Upon receiving a request for service, FNHW will contact a qualified subcontractor within 3 hours during normal business hours and 48 hours on weekends or holidays. The subcontractor will then call you to schedule a convenient appointment during normal business hours. FNHW will determine what service requests constitute an emergency and will make reasonable efforts to expedite emergency service.

I have an older home. Will I have to pay more for a service contract?

No, our home warranty will cover a home no matter what its age – as well as any brand or manufacturer of systems and appliances. However, systems and appliances must be in good working order at the start of coverage.

I own homeowner's insurance. Why would I want a home warranty?

Homeowner's insurance and a home warranty are both valuable, but for different purposes. Your homeowner’s insurance is hazard insurance, and covers items damaged in fires, by water, by wind or other covered events. A home warranty repairs or replaces items that break down on their own through normal wear and tear.

What are Optional Coverages and how do I know if I have them?

Additional or optional coverages for items such as kitchen refrigerator, washer/dryer, air conditioning, pool and spa equipment and limited septic and roof leak repair were available for purchase for an additional fee at the time of contract. Check your contract to see which optional coverages, if any, were purchased.

What does my home warranty cover?

You can find the best answer to this by reviewing your specific contract. You can also view this CA Contract example (contract coverage, terms, and conditions vary by state, and not all coverage listed may be available in all areas). Standard coverage includes: plumbing system, plumbing stoppages, toilets, sump pump (permanently installed), bathroom whirlpool motor pump, recirculating hot water pump, water heater, heating and ductwork, electrical system, telephone system, central vacuum system, garage door opener, ceiling fans, attic and exhaust fans, smoke detectors, doorbells, dishwasher, range, oven, cook tops, built-in microwave, instant hot water dispenser and trash compactor. What's not covered? The contract covers only those parts, systems and appliances specifically mentioned as covered and excludes all others. Please see your contract for specific coverage, exclusions and limitations.

If my claim is covered, what happens next?

Once coverage is confirmed, in most cases you will have two options: Have FNHW perform the repair services or accept cash-in-lieu of the covered claim. Either way, our priority is to ensure you receive a quick resolution to your service claim. Please refer to your contract for instances where you may be required to take cash-in-lieu.

How fast do things get fixed?

Pretty darn fast. But just so we’re on the same page, a home warranty is essentially an extended service contract for your home—paying retail may be slightly faster, but your wallet will end up paying the price.

How do I speed up the claim resolution process?

We strive to provide a quick turnaround timeframe for claim resolution. Once your claim is approved, we are happy to offer cash-in-lieu of the covered repairs. If you would like us to perform the work, we will proceed with ordering the parts or equipment. Sometimes parts or equipment may have delays in shipment and delivery, so you may want to consider taking the cash-in-lieu in those cases. Please refer to your contract for instances where you may be required to take cash-in-lieu.

What if I don’t want to repair my system and prefer replacing it instead?

We are happy to offer the option for cash-in-lieu of covered repairs should you wish to replace your system or appliance rather than have it repaired. Please refer to your contract for instances where you may be required to take cash-in-lieu.

What is the “Service Trade Call Fee”?

The Service Trade Call Fee is the amount due by the contract holder for us to dispatch a service professional to their home. Think of the Service Trade Call Fee like a copay to see your doctor; except ours help diagnose your appliances or systems. How do I pay it? Your Customer Service Representative can take the fee by VISA or MasterCard over the telephone for your convenience. If you are requesting service through homewarranty.com, you can securely pay the fee directly on the website. You can also pay the service call fee with cash, check or money order at the time of service.

Additional questions?

If you have additional questions that are not answered here, please call us at 1-800-862-6837.

How long has FNHW been in business?

The combined companies have been in business since 1974. Chicago Home Warranty (formerly Continental Home Warranty) was established in 1974 and purchased by Chicago Title in spring of 1999. Fidelity National Financial, Inc. purchased Fidelity National Home Warranty (formerly Western Home Warranty & Alliance Home Warranty) in August of 1998. First quarter of 2001, both companies now owned by Fidelity National Financial, Inc. formed Fidelity National Home Warranty (FNHW).

Is FNHW affiliated with Fidelity National Title and Chicago Title?

Fidelity National Home Warranty (FNHW), Fidelity National Title and Chicago Title are all owned by Fidelity National Financial, Inc.

When will the demand for payment be sent to escrow?

Demand for payment will be sent to escrow within one hour of placing an application in normal circumstances, but it can also be sent upon request.

Does FNHW cover known pre-existing conditions?

FNHW covers unknown pre-existing conditions. Please call if you need additional clarification.

How long do I have to add coverage to the contract?

You can take up to 30 days after the close of sale/escrow date to add additional coverage, provided that the item is in good working order. Coverage will commence upon receipt of premium, and will expire one year after the close of sale/escrow.

After the contract has been in force for 30 days, can the homeowner add optional coverages or upgrade the contract?

If the contract has been in force for 30 days or longer, the homeowner can only add coverage or make changes at the time of yearly renewal.

When does the homeowner receive renewal information on their contract?

The homeowner should start receiving the information approximately 3 to 4 months prior to expiration of contract. 4 notices are sent to the property address or alternate address, if applicable.

Does FNHW offer contracts on homes over 5,000 square feet or multi-unit dwellings?

Yes. Please call our applications department for special price quotes at 1-800-862-6837.

What is a CRES Advantage Home Warranty Plan?

The 13-month CRES Advantage Home Warranty Plan, underwritten, issued and administered by Fidelity National Home Warranty, provides extra protection to all sides of the real estate transaction. This plan is available to offices insured with CRES Insurance for their Errors and Omissions insurance. Qualified transactions enjoy 13 months of coverage, $50,000 of Sellers E&O coverage via the Sellers Protection Plan, and a $5,000 E&O deductible reduction program.

The CRES Advantage Plan is available in California, Texas, Arizona, Nevada, Utah, Colorado, Idaho, Oregon, and Washington. More Information

When will homeowners receive their copy of the contract?

The homeowner should receive their copy of the contract within 10 business days after FNHW is in receipt of the premium due.

Who does the homeowner call to receive service?

The homeowner can request service online by following the Request Service link at the top of homewarranty.com, or they can call our Service Department at: 1-800-308-1420 to set up a service call or obtain service information.

I own homeowner's insurance. Why would I want a home warranty?

Homeowner's insurance and a home warranty are both valuable, but for different purposes. Your homeowner’s insurance is hazard insurance, and covers items damaged in fires, by water, by wind or other covered events. A home warranty repairs or replaces items that break down on their own through normal wear and tear.

What are Optional Coverages and how do I know if I have them?

Additional or optional coverages for items such as kitchen refrigerator, washer/dryer, air conditioning, pool and spa equipment and limited septic and roof leak repair were available for purchase for an additional fee at the time of contract. Check your contract to see which optional coverages, if any, were purchased.

Additional questions?

If you have additional questions that are not answered here, please call us at 1-800-862-6837.

How can my company partner with Fidelity National Home Warranty and become a Service Provider?

Please complete our online application to apply! Our dedicated team will carefully assess your trade(s) and service area to determine suitability. If we find a match, we will promptly contact you using the information provided.

What requirements must my company meet to qualify as a Service Provider for Fidelity National Home Warranty?

Service Vendors interested in partnering with Fidelity National Home Warranty must:

  1. Provide services in Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, or Washington state.
  2. Maintain liability insurance, workers' compensation, and licensing during the full-term agreement with Fidelity.

As an existing Vendor for Fidelity National Home Warranty, how can I increase the call volume assigned to me?

  • Ensure your costs are competitive.
  • Help us better service our homeowners by accepting emergency jobs when requested.
  • Provide superior customer service. Schedule appointments with homeowners promptly, and quickly respond to inquiries made by Fidelity National Home Warranty.
  • Submit licensing and insurance documentation before expiration dates and keep us informed of critical changes within your company.
  • Reach out when you have questions or need help with Fidelity National Home Warranty contract coverage.
  • Maintain a Customer Survey Score of 4.1 or above.

What are the invoicing requirements?

Invoice Requirements

  1. For each job, you must submit a diagnosis report and mark it complete in the Dispatching portal.
  2. If a claim total is less than your pre-approved limit, you can submit the invoice immediately without waiting for authorization.
  3. Work Orders marked 'Check & Advise' require you to call us from the property to receive authorization for additional work beyond the initial diagnosis.
  4. Once you have completed a job, you have up to sixty days to submit an invoice.

Manual Invoice (emailed or mailed), must include:

  • Your Company Name
  • An Invoice Number
  • The FNHW Work Order Number
  • The Property Address
  • An Authorization Number

Important Notes

FNHW does not pay for unauthorized or additional work requested by the customer not included in the work order dispatched. Call us if you have any questions or need help with billing. We are here to support you and your business.

Can I submit my invoices online?

Yes, as a Fidelity National Home Warranty service provider, you can submit invoices online. Log in to the Dispatching tool, navigate to the Fidelity National Home Warranty Billing Section in a job, and find Invoice Manager from the tabs at the top. If the job can be invoiced, it will be in the Ready to Invoice section.

As a Service Provider, how can I receive authorization after business hours?

Service providers are encouraged to submit diagnosis reports online through our dispatching portal, 24/7. To speak to an Authorizer, please call us at 800-208-3151 during our business hours: Monday to Friday, 7 AM to 6 PM (PST) or on Saturday, 7 AM to 5 PM (PST).

Who do I contact when I have a payment issue?

Contact your Vendor Relations Representative for payment inquiries.

Who do I contact when I need to inform Fidelity National Home Warranty that my company will be unavailable for service calls?

We request a minimum of 48 hours advance notice of hold requests. Call or email your Vendor Relations Representative to inform us of changes to your availability.

How quickly are invoices paid?

Fidelity National Home Warranty Service Partners receive direct deposit payment for invoices submitted online within ten days.

What are the benefits of working with Fidelity National Home Warranty?

Discover the benefits of partnering with Fidelity National Home Warranty:

  • Consistent volume - Enjoy a steady stream of work without advertising.
  • Lead generation for future retail work - Uncover opportunities to generate leads for future retail projects.
  • Prompt payment - Receive timely and reliable payments for your services.
  • Efficient approval process
  • Dedicated Vendor Relations support

How do I access Dispatch Me to view my jobs from Fidelity National Home Warranty?

  1. Go to the Dispatch Me website at work.dispatch.me.
  2. Select “Login with Email.”
  3. Enter your company’s email address (the one on file with Fidelity National Home Warranty).
  4. Click “Next” and enter your password.
  5. If it’s your first login, choose “Forgot your password?” to generate a password reset email.
  6. Once you’ve set your password, log in to access your jobs.

Who should I contact if I encounter issues with Dispatch.Me?

  • For login, navigation, and menu-related problems, contact support@dispatch.me.
  • If your issues are related to company details, Fidelity National Home Warranty jobs, Authorization Builder, or Invoice Manager, reach out to your Vendor Relations Representative.
  • Remember to provide screenshots, when possible, to assist with troubleshooting.